New York vs Pennsylvania: State Income Tax Compared
New York vs Pennsylvania: state tax rates and combined take-home pay compared side by side.
| Metric | NY New York | PA Pennsylvania |
|---|---|---|
| State tax type | Progressive | Flat |
| Top state rate | 10.9% | 3.07% |
| Deduction + exemption (est.) | $8,000 | $0 |
Estimated at $75,000 income (federal + state)
New York net income ≈ $63,877 (14.8% effective rate)
Pennsylvania net income ≈ $65,028 (13.3% effective rate)
New York Pros & Cons
- ✓$8,000 in deductions and exemptions before state tax applies (estimate)
- ✕Top earners face a state marginal rate of up to 10.9%
- ✕Higher top state rate than Pennsylvania by 7.8 points
- ✕Progressive brackets mean higher earners pay a larger share
Pennsylvania Pros & Cons
- ✓Lower top state tax rate than New York (3.07% vs 10.9%)
- ✓Simple flat 3.07% rate — same rate at every income level
- ✕Top earners face a state marginal rate of up to 3.07%
Frequently asked questions
At $75,000 income, how does take-home pay compare?+
On an estimated $75,000 income (federal + state combined), our calculator shows New York take-home of roughly $63,877 (14.8% effective rate) versus Pennsylvania's $65,028 (13.3% effective rate). Use the calculator above with your own income for a personalized estimate.
Which has the higher state tax rate, New York or Pennsylvania?+
New York has the higher top state marginal rate at 10.9%, compared to Pennsylvania's 3.07%.
Does New York or Pennsylvania have no income tax?+
No — both New York and Pennsylvania levy a state income tax.
Are these figures exact?+
No — these are estimates generated from a simplified model of federal and state tax brackets, intended for planning purposes. They don't account for every credit, allowance, local tax, or surcharge. Always confirm current-year figures with the IRS and each state's tax authority before filing.
Figures shown are estimates and do not include every deduction, credit, local tax, or surcharge that may apply. Always confirm with the IRS and each state's official tax authority.