California vs New Jersey: State Income Tax Compared
Side-by-side comparison of state income tax between California and New Jersey, plus combined federal + state take-home pay.
| Metric | CA California | NJ New Jersey |
|---|---|---|
| State tax type | Progressive | Progressive |
| Top state rate | 13.3% | 10.75% |
| Standard deduction | $13,900 | $13,900 |
Estimated at $75,000 income (federal + state)
California net income ≈ $61,509 (18.0% effective rate)
New Jersey net income ≈ $62,183 (17.1% effective rate)
California Pros & Cons
- ✓$13,900 standard deduction before state tax applies
- ✕Top earners face a state marginal rate of up to 13.3%
- ✕Higher top state rate than New Jersey by 2.6 points
- ✕Progressive brackets mean higher earners pay a larger share
New Jersey Pros & Cons
- ✓Lower top state tax rate than California (10.75% vs 13.3%)
- ✓$13,900 standard deduction before state tax applies
- ✕Top earners face a state marginal rate of up to 10.75%
- ✕Progressive brackets mean higher earners pay a larger share
Frequently asked questions
At $75,000 income, how does take-home pay compare?+
On an estimated $75,000 income (federal + state combined), our calculator shows California take-home of roughly $61,509 (18.0% effective rate) versus New Jersey's $62,183 (17.1% effective rate). Use the calculator above with your own income for a personalized estimate.
Which has the higher state tax rate, California or New Jersey?+
California has the higher top state marginal rate at 13.3%, compared to New Jersey's 10.75%.
Does California or New Jersey have no income tax?+
No — both California and New Jersey levy a state income tax.
Are these figures exact?+
No — these are estimates generated from a simplified model of federal and state tax brackets, intended for planning purposes. They don't account for every credit, allowance, local tax, or surcharge. Always confirm current-year figures with the IRS and each state's tax authority before filing.
Figures shown are estimates and do not include every deduction, credit, local tax, or surcharge that may apply. Always confirm with the IRS and each state's official tax authority.