California vs Texas: State Income Tax Compared
California vs Texas: state tax rates and combined take-home pay compared side by side.
| Metric | CA California | TX Texas |
|---|---|---|
| State tax type | Progressive | None |
| Top state rate | 13.3% | 0% |
| Deduction + exemption (est.) | $5,540 | $0 |
Estimated at $75,000 income (federal + state)
California net income ≈ $64,389 (14.1% effective rate)
Texas net income ≈ $67,330 (10.2% effective rate)
California Pros & Cons
- ✓$5,540 in deductions and exemptions before state tax applies (estimate)
- ✕Top earners face a state marginal rate of up to 13.3%
- ✕Higher top state rate than Texas by 13.3 points
- ✕Progressive brackets mean higher earners pay a larger share
Texas Pros & Cons
- ✓No state income tax at all
- ✕No state income tax revenue often means higher sales, property, or excise taxes instead
Frequently asked questions
At $75,000 income, how does take-home pay compare?+
On an estimated $75,000 income (federal + state combined), our calculator shows California take-home of roughly $64,389 (14.1% effective rate) versus Texas's $67,330 (10.2% effective rate). Use the calculator above with your own income for a personalized estimate.
Which has the higher state tax rate, California or Texas?+
California has the higher top state marginal rate at 13.3%, compared to Texas's 0%.
Does California or Texas have no income tax?+
Yes — Texas has no state income tax. California does, with a top rate of 13.3%.
Are these figures exact?+
No — these are estimates generated from a simplified model of federal and state tax brackets, intended for planning purposes. They don't account for every credit, allowance, local tax, or surcharge. Always confirm current-year figures with the IRS and each state's tax authority before filing.
Figures shown are estimates and do not include every deduction, credit, local tax, or surcharge that may apply. Always confirm with the IRS and each state's official tax authority.